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Financial Aid - Student Loans

More Aid: Scholarships & Work-Study Programs 

There are many financial aid programs to help you afford the education you desire. Student loan programs range from free grants to loans for those with or without credit history.


 STUDENTS - HAVE YOU COMPLETED YOUR FAFSA?
Click to go to FAFSAYour award package is based on information you submit on your Free Application for Federal Student Aid (FAFSA), which is available from your high school counselor or college financial aid office.
COMPLETE YOUR FAFSA ONLINE
PRIVATE STUDENT LOANS
The CampusDoor Education Loan
For many students and their families, the CampusDoor Education Loan provides a simple solution for low-stress, no-hassle student loans. CampusDoor's online application is a 3-step process that gets you an answer in about a minute, so you can get on with your life.
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Smart START K-12 Loan
 
With the Smart START K-12 Loan, you can borrow to help pay for your child's private elementary or secondary school education. Borrow annually up to $20,000.
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Smart START College Loans
 
Smart START also has loans for Undergraduate students, Graduate students and Continuing Education students, as well as a Health Professions Loan, all of which offer competitive interest rates, no application fees or other out-of-pocket fees and funding in as few as 5 business days from receipt of completed application.
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EXISTING LOANS - EXTENDED REPAYMENT
Extended Repayment
While AFC has temporarily suspended its funding of traditional consolidation loans, borrowers can still lower their monthly payments with an Extended Repayment Plan.
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FEDERAL STUDENT LOANS

Effective 3/24/2008, AFC has suspended the funding of Federal Loans.
As a result, we cannot accept your application for a Stafford, Parent PLUS or GradPLUS loan at this time.

Please contact your school’s Financial Aid Office
for assistance in selecting another Lender
 

If you need assistance with additional funds for school, AFC may be able to help you with a Private Loan. If you are interested in learning more and/or applying for a Private Loan, click here.

Federal Stafford Subsidized/Unsubsidized Loans

A federally sponsored student loan program available to assist the needs of undergraduate and graduate students. First time borrowers must complete a Stafford Master Promissory Note (MPN). The MPN specifies the school you plan to attend, your lender and other necessary personal information. The instructions for how to obtain and where to return the Stafford Master Promissory Note vary depending on the school you are attending. You will receive specific instructions once your financial aid has been awarded.

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PLUS Loans (Federal Parent Loan for undergraduate Students)

The PLUS Loan is a federally sponsored loan for parents of students and is available at schools participating in the FFELP. PLUS loans offer an alternative for parents whose financial resources are insufficient to cover education costs.

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GradPLUS Loans (Federal Grad Loan for Graduate Students)

The GradPLUS Loan is a federally sponsored loan for graduate/professional students and is available at schools participating in the FFELP. Graduate students can borrow PLUS to supplement their subsidized and unsubsidized Stafford Loans.

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  More Aid: Scholarships & Work-Study Programs 
  Academic Finance Corporation • One West Boylston Street, Chadwick Court • Worcester, MA 01605
Toll Free: 1-877-AFC-4322 • www.afclending.com
 

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