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STANDARD REPAYMENT
Typical repayment schedules for both the Federal Stafford and the Federal PLUS loans are based on a 10-year repayment period and an interest rate of 8.25% (the highest possible rate under the Federal Stafford Loans). Assuming all payments are made on schedule, the minimum monthly payment for all Federal Stafford of Federal PLUS loans is $50.00/month.

TYPICAL STANDARD REPAYMENT TABLE1
Total Debt When Borrower Enters Repayment Standard 2
Monthly Payment Total Repaid
$2,500 $50 $2,907
$5,000 $56 $6,749
$7,500 $84 $10,123
$10,000 $112 $13,798
$15,000 $169 $20,247
  1. Payments are calculated using a 6.29% annual interest rate and a ten-year repayment period. Examples only, actual numbers may vary.
  2. Equal and fixed monthly payments ($50 minimum).
For more information, contact us at:
Academic Finance Corporation
One West Boylston Street, Chadwick Court
Worcester, MA 01605

TOLL FREE: 1-877-232-4322
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